A tip for the roadwarriors, parents, coffee and other beverage drinkers out there.Call your insurance company. Now. Ask them for a special endorsement on your homeowner’s policyÂ to cover your laptop. It might cost you $20 a year (mine was $8. Yes. $8!) It won’t cost you what a new motherboard cost me this week. This coverage carries smaller deductible than your hownowner’s and covers things like sweet tea being poured on the keyboard.
I know, you can buy the acts of god coverage from Dell. But I’m willing to bet that this is cheaper. And for the record, a new Toshiba laptop mother board is north of $500. An expensive lesson learned.